Club 100 — Lottery Rules (Terms and Conditions)

1. The lottery and who runs it

• Club 100 is a small society lottery promoted by Colgrain Primary Parent Council (“the Parent Council”) to raise money for Colgrain Primary School, Helensburgh. It is registered with Argyll & Bute Council under Schedule 11 of the Gambling Act 2005.
• Promoter: Colgrain Primary Parent Council, c/o Colgrain Primary School, Red Gauntlet Road, Helensburgh G84 7TZ.
• Member responsible for the promotion: Ryan Garrett (Chair), c/o Colgrain Primary School, Red Gauntlet Road, Helensburgh G84 7TZ.
• Contact: club100@colgrainparentcouncil.co.uk.

2. Who can enter

• You must be 18 or over, and you confirm this when you join.
• An entry made by someone under 18 is not valid. If we find a member is under 18 we will cancel the membership and refund what was paid, and no prize is payable on it.
• One Direct Debit membership per email address. To add entries to an existing membership, email club100@colgrainparentcouncil.co.uk.

3. Entries, price and numbers

• Price: £5 per entry per month by Direct Debit (through GoCardless), or £5 per entry for a single draw by card (through Stripe, when card payment is offered). Every entry costs the same.
• How many: 1 to 10 entries per sign-up or card payment. Each entry is a separate chance to win.
• Your numbers: each entry has its own number from 1 to 300. You can choose any number that is free, or leave it to us and we choose a free one at random. No number is ever held by two people. If all 300 are taken, you can ask to go on a waiting list.
• Holding your numbers while you join: numbers are held for you for 2 hours while you complete the GoCardless pages. Once GoCardless confirms your Direct Debit, they stay held for as long as that Direct Debit is live — even if a first payment fails — and they become permanently yours when your first payment clears.
• Keeping them: a Direct Debit member keeps the same numbers every month for as long as they stay a member, unless they change them (see section 8). A card entry's numbers are for its one draw only (see section 9).

4. Which draw your entry is in

• Each payment is for one month. We ask GoCardless for payments every morning (at 06:00 UTC). A Direct Debit payment is for the calendar month in which it is requested, except your first payment (below).
• Your first payment counts for the month you joined. It is requested the morning after your Direct Debit becomes ready, which usually takes about 3 working days from joining. If you set up your Direct Debit on any day of a month, up to and including the last day, your first payment counts for that month and you are in that month's draw, even if the payment is taken in the first days of the next month, as long as it is requested by the 6th of that next month (it normally is). So if you join near the end of a month, your first two payments may be close together: one for the month you joined and, about a week later, one for the next month.
• An entry is only in a month's draw if that month's payment has been confirmed (cleared) when the draw runs. There is one ticket for each £5 entry paid for that month. Unpaid, failed or still-pending payments are not in the draw.
• If a payment for a month clears only after that month's draw has run, that entry was not in the draw; the Parent Council will contact you and refund that payment.
• The first Club 100 draw is for October 2026, held on Thursday 12 November 2026. No Direct Debit payment is taken for any earlier month.

5. The draw

• When: each month is drawn on the 12th of the following month at 09:00 UTC (9am in winter, 10am in summer) — for example, October is drawn on 12 November. The gap lets the month's last payments clear first.
• If the draw cannot run on the 12th, it is tried again automatically at 09:00 UTC each day up to the 16th; after that an officer runs it as soon as possible. Each month is drawn once only.
• How: the draw is run by computer, with no live event. At the moment of the draw a random “seed” is made by the server's cryptographic random number generator. Winners are picked from the list of every number in the draw (in number order, each tagged with an anonymous holder number) using the published method “club100-hmac-sha256-v1”, which gives every ticket exactly the same chance.
• Recorded and reproducible: the seed and the full list are stored permanently and published on the draw page, so anyone can re-run the draw and get the same winners. The seed is not announced before the draw.
• One prize per person: nobody can win more than one prize in the same draw. Everything entered under the same email address counts as one person (including any card entries). Once someone wins, their other numbers are removed before the next prize is drawn.
• Fewer than three people: if fewer than three different people are in a draw, fewer prizes are awarded, and the share for any prize not awarded stays with the Parent Council for Colgrain Primary School.

6. Prizes, and where the money goes

Each month's prizes are worked out from the money actually received (confirmed) for that month's entries — the “gross”:

• 1st prize: 25% of the gross
• 2nd prize: 15% of the gross
• 3rd prize: 10% of the gross

Prizes are exact amounts in pounds and pence (rounded to the nearest penny). Half of the gross is paid out in prizes. The other half goes to the Parent Council; after the cost of collecting the money (we allow about 6%, which is 30p on a £5 entry), around 44% of every pound goes to Colgrain Primary School. The law requires at least 20%.

7. Winners, and claiming a prize

• Winners are never named. Winners are emailed privately, at the address they entered with, straight after the draw. The website and any Parent Council communication show only the winning numbers and prizes — never a name.
• How to claim: the winner email has a single-use secure link where you give the UK bank or building society account for the transfer. Each link works once and for up to 30 days. If yours has expired, reply to the email or email club100@colgrainparentcouncil.co.uk and we will send a fresh one.
• 90-day claim period: you must send your details within 90 days of the draw. A prize claimed in time is always paid, even if the transfer is made after day 90. If no details have been received after 90 days, the prize is forfeited and passes to Colgrain Primary School (through the Parent Council), and it cannot be claimed after that. The one exception is in your favour: if we never managed to email you a working claim link, the prize does not pass to the school until we have contacted you and sent you one, which then works for 30 days.
• Payment: prizes are paid by bank transfer from the Parent Council's account, usually within 7 days of receiving your details. This is the only way prizes are paid.
• We never ask for bank details by phone, text or social media — only through the single-use link emailed to you. If anyone else asks, it is not us.
• If a payment is reversed after its month has been drawn (for example a Direct Debit Guarantee claim, a card refund or a chargeback), the draw result is not changed. If that entry won, the Parent Council will contact the winner about the prize.

8. Changing your number, and leaving

• You can change a number or cancel at Manage my membership: we email a link to the address on your record. The link lasts 45 minutes and anyone holding it can use it, so please don't forward it. You can also email club100@colgrainparentcouncil.co.uk and we will do it for you.
• Changing a number: swap for any free number, free of charge and as often as you like — except while a month is waiting to be drawn: from the 1st of each month until the draw for the month just ended has run (normally on the 12th). If that draw is late, changes open again after the 16th. Every number has exactly the same chance of winning.
• Cancelling: you can cancel at any time, with no penalty — online, by email, or with your bank. Cancelling stops every Club 100 Direct Debit for your email address. A payment that GoCardless has already sent to your bank cannot be stopped and will still be taken.
• After you cancel you stay in the draw for every month you have paid for (including a payment that was already on its way). Your numbers go back into the pool at 00:00 UTC on the 13th of the month after you cancel — and never before every month you paid for has been drawn. The same applies if you cancel with your bank. If no payment was ever taken (or requested) from you, there is no draw to wait for, so your numbers go back into the pool straight away.
• You are welcome to rejoin at any time, choosing from the numbers free then.

9. One-off card entries

• When card payment is offered, you can pay once by card instead of setting up a Direct Debit. A card payment is a one-off entry in one draw: nothing more is ever taken from your card.
• Which draw: the draw for the calendar month (UTC) in which you start the card payment, held on the 12th of the following month. For example, paying on 31 October 2026 enters the October 2026 draw on Thursday 12 November 2026; paying on 3 November 2026 enters the November 2026 draw on Saturday 12 December 2026. A card payment made before the first draw month enters the first draw. The join page, the payment page and your confirmation email all name the draw and its date.
• Numbers are held for 2 hours while you pay. A card entry's numbers go back into the pool at 00:00 UTC on the 13th of the month after its draw month — never before that draw has run. A card entry does not keep its number for later months.
• A card payment is not entered, and is refunded, if the amount is not exactly £5 per entry in pounds sterling, or if it reaches us after its draw has already run.
• If a card payment is refunded or disputed before its draw, that entry is removed from the draw and its numbers go back into the pool. After the draw, the result stands (see section 7).
• A Direct Debit member may also buy card entries; these are separate tickets for that one draw and do not change the membership. Card entries have nothing to manage online — your confirmation email is your record.

10. If something goes wrong

• If a technical problem stops a draw running on time, it is run as soon as possible under these rules, using the entries paid for that month.
• If you think something has gone wrong with your entry, a payment or a prize, email club100@colgrainparentcouncil.co.uk. The Parent Council committee will look into it and reply.
• We may change these rules for future draws. Any change is published here, with a new “in force” date, before it applies.

11. Your data

We use your details only to run Club 100 — to record your entry, take payment, run the draw and contact winners. See the Privacy Notice for exactly what we keep, who processes it and for how long.

12. Playing responsibly

Club 100 is a small, fun way to support the school — please only spend what you can afford. If gambling is causing you a problem, free, confidential help is available 24 hours a day from the National Gambling Helpline on 0808 8020 133 and at BeGambleAware.org. You can cancel at any time at Manage my membership, or email club100@colgrainparentcouncil.co.uk and we will cancel it for you.

See also our Privacy Notice and FAQ.